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CancerCover

Extra super powers for your life insurance.

It's all about the d word.

Our CancerCover isn't about death...
it's about diagnosis.

CancerCover provides you with some financial help if you get diagnosed with cancer, so you can think less about money matters and just focus on getting better .

Multi payouts

Multi-payout enabled based on tiers of diagnosis.

True Pricing

Pricing as it should be. No averaging. No levelling.

Easy to apply

Just a few extra questions to answer.

10+ Guarantee

An extendible one-way commitment from us to you.

Why CancerCover?

Nearly two thirds of full payment Critical Illness claims are made for cancer alone.

So we thought we'd simplify things .

With 1 in 2 people developing some form of cancer during their lifetime, we thought it would be good to simplify things and get straight to the point. CancerCover is an easy add-on to our life insurance that provides you with a payout if you’re unlucky enough to be diagnosed with cancer.

Your

choice

There are no rules about how or what you spend the money on

Multiple payouts are allowed and it’s all linked to your life insurance payout. The minimum payout amount is £400 and the maximum payout amount is £150,000. 

Financial support

You could use your payout to help cover medical expenses, travel costs, and all of those little things that may not be fully covered by the NHS.

Beyond the NHS

A payout could help with the cost of prescription medications, treatments unavailable on the NHS, or travel for specialised care.

Life as normal

Home modifications, in-home care, or taking time off work to focus on getting better are some of the things a payout could help with.

Tiers for fears

We all get the fear when it comes to cancer.

Our payouts are diagnosis led and based around 3 tiers.

Tier 1

100% payout

You can receive up to 100% of your payout amount if you are diagnosed with:

Cancer, characterised by uncontrolled growth of malignant cells and invasion of tissue, originating in one of the areas highlighted on our meditating friends.

A blood or bone marrow cancer highlighted on our meditating friends.

Stage 4 cancer or metastatic disease, regardless of the origin site.

Brain (excluding pituitary tumours unless metastatic)

Oesophagus

Lung

Liver

Stomach

Bile duct

Pancreas

Colon

Bone (specifically osteosarcoma)

Blood/Bone Marrow

Myeloma
Acute Lymphocytic Leukaemia (ALL)
Acute Myeloid Leukaemia (AML)
Chronic Myeloid Leukaemia (CML)
Non-Hodgkin's Lymphoma

Brain (excluding pituitary tumours unless metastatic)

Oesophagus

Lung

Liver

Stomach

Bile duct

Pancreas

Colon

Bone (specifically osteosarcoma)

Blood/Bone Marrow

Myeloma
Acute Lymphocytic Leukaemia (ALL)
Acute Myeloid Leukaemia (AML)
Chronic Myeloid Leukaemia (CML)
Non-Hodgkin's Lymphoma

Larynx
Oral Cavity
Oropharynx

Throid

Breast

Kidney

Intestine

Urinary bladder

Gall bladder

Cervix
Ovary
Testicle
Uterus
Other Genital Site

Prostate
with clinical classification of at least T2bN0M0

Rectum

Skin - specifically malignant melanoma or Merkel cell cancer.

 

Blood/Bone Marrow

Hodgkin's Lymphoma
Leukaemia (other than ALL, AML, or CML)
Myeloprofilerative Disease

Larynx
Oral Cavity
Oropharynx

Throid

Breast

Kidney

Intestine

Urinary bladder

Gall bladder

Cervix
Ovary
Testicle
Uterus
Other Genital Site

Prostate
with clinical classification of at least T2bN0M0

Rectum

Skin - specifically malignant melanoma or Merkel cell cancer.

 

Blood/Bone Marrow

Hodgkin's Lymphoma
Leukaemia (other than ALL, AML, or CML)
Myeloprofilerative Disease

Tier 2

50% payout

You can receive up to 50% of your payout amount if you are diagnosed with:

Cancer, characterised by uncontrolled growth of malignant cells and invasion of tissue, originating in one of the areas highlighted on our meditating friends.

A blood or bone marrow cancer highlighted on our meditating friends.

Stage 4 cancer or metastatic disease, regardless of the origin site.

Tier 3

20% payout

You can receive up to 20% of your payout amount if you are diagnosed with:

Cancer in situ of any of the areas on our meditating friends named in Tiers 1 & 2 (apart from the skin).

Cancer of the Prostate (with clinical classification between T1N0M0 and T2aN0M0).

Neuroendocrine Tumour (NET) classified as Grade 1, originating in any of the named areas in Tiers 1&2.

Gastrointestinal Stromal Tumour (GIST) classified as having a very low or low risk of progression or as Stage I, originating in any of the named areas in Tiers 1 & 2.

Cutaneous Lymphoma.

Non-Melanoma skin cancer, where the tumour is larger than 2cm across and:
Is at least 4mm thick; or has recurred despite previous treatments; or has invaded into the nerves of the skin or subcutaneous tissue.

What's

recurring?

Cancer unfortunately.

That’s why we designed our CancerCover to cope with multiple claims. The maximum you’ll be able to claim is 100% of your cover amount, but if you’ve claimed 50% in the past there’ll still be the opportunity to claim for the other 50% if you’re diagnosed with cancer again in the future.

Got questions?

What is CancerCover?

It's a life insurance add-on that covers cancer.

Hello.

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£0.61 /month*
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